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Preferred Insurance Services, Inc—protecting what matters with decades of experience.

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Learn About Preferred Insurance Services, Inc

Since 1993, Preferred Insurance Services, Inc has been a part of the Arden Hills community, offering insurance services to meet the needs of families and businesses across several states. We partner with both national and regional carriers to provide flexible options that evolve with your lifestyle and goals. Our focus is to work with you, helping you navigate the complexities of insurance so you can make informed decisions.

We believe in the power of local knowledge. We are based in Arden Hills, MN, and serve communities across Minnesota and several states. we understand the insurance needs of our neighbors. From homeowners to business owners, our experienced team helps you find the coverage that fits your situation. With us, you’re not just another policy; you’re part of the community we’ve been serving for over 30 years.

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The Solution to Your Insurance Needs

Preferred Insurance Services, Inc offers a variety of personal insurance, business insurance, insurance by Industry, and employee benefits solutions to help you protect what matters most.

Our Insurance Specialties

Auto

Home

Watercraft

Life

Umbrella

Business

Business Auto

Contractor

Non-Profit

Industries

Our Clients Rave About Us

Check out our reviews and see why you should switch to Preferred Insurance Services, Inc.

The Independent Agency Advantage

What makes our independent insurance agency different?

We offer a wide variety of insurance solutions.

We are there for you in your time of need.

We are by your side every step of the way.

We are licensed insurance advisors.

An Independent Agency Gives You Options

We proudly represent Nationwide, Travlers, and more!

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Download our app to access various details related to your account.

Business Auto
Liability Coverage
Risk Factor

Being involved in a covered accident can result in legal exposures and damages, potentially leading to costly legal battles and financial liabilities.

Solution

Liability Coverage protects you from costs like legal liability, accident-related injuries, or accident-based damage in the event of a covered accident.

Bodily Injury Liability Coverage
Risk Factor

At-fault accidents can result in severe bodily harm to others, imposing a heavy financial burden due to medical expenses and potential legal costs.

Solution

Bodily Injury Liability Coverage can ease the financial strain by covering expenses related to bodily harm or death from an at-fault accident, typically including legal costs.

Property Damage Liability Coverage
Risk Factor

Unintentional damage to someone else's property caused by your vehicle can lead to significant repair costs and financial liability.

Solution

Property Damage Liability Coverage protects you by covering the costs if your vehicle unintentionally causes damage to another person's property.

Medical Payments Coverage
Risk Factor

Accidents can result in medical expenses for you and your passengers, regardless of who is at fault, leading to unexpected financial burdens.

Solution

Medical Payments Coverage helps pay for these medical expenses, providing financial relief after a covered accident.

Uninsured Motorist Coverage
Risk Factor

Injuries and property damage caused by uninsured or hit-and-run drivers can leave you without adequate compensation, leading to financial hardship.

Solution

Uninsured Motorist Coverage protects you from these risks, covering injuries and property damage, and often includes underinsured motorist coverage for cases where the at-fault driver's insurance is insufficient.

Comprehensive Physical Damage Coverage
Risk Factor

Non-collision incidents like theft, vandalism, flood, or fire can cause significant damage to your vehicle, resulting in expensive repairs or replacement.

Solution

Comprehensive Physical Damage Coverage compensates for such damages, offering financial protection against these non-collision risks.

Collision Coverage
Risk Factor

Collisions with other objects can cause extensive damage to your vehicle, leading to costly repairs.

Solution

Collision Coverage pays for the damage to your vehicle in the event of a collision, alleviating the financial impact of such incidents.

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Manage Your Policies

Already a client of Preferred Insurance Services, Inc? Visit our Service Center to make requests and manage your insurance.

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Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

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Don’t like forms? Contact us at 651-255-3500 or email us.